SunCityRecruiter Since 2001
the smart solution for Sun City jobs

Mortgage Loan Officer - Prescott Valley, AZ

Company: OneAZ Credit Union
Location: Prescott Valley
Posted on: September 12, 2019

Job Description:

Summary Mortgage Loan Officers act as ambassadors within their communities on behalf of OneAZ Credit Union. They assist members with their mortgage needs and works with assigned branches as subject matter experts to develop internal referrals. As professional sellers, they are responsible for developing outside mortgage loan business, working with realtors, builders, and other sources. Responsible for interviewing applicants for real estate loans and originating applications consistent with credit union policies and all applicable Real Estate-specific NCUA, federal, wholesale and secondary market real estate lending rules and regulations. Gathers background information and analyzes loan applicants' credit history. Requires the ability to liaison between multiple Real Estate Lending teams, branches and branch associates. members, and credit union departments. Any individual who meets the definition of a mortgage loan originator and is employed by a federal agency-regulated institution will need to be registered on NMLS. -- Essential Duties and Responsibilities Effectively works with branches and community real estate professionals in assigned market, to build relationships, assist partners and branch associates in understanding real estate loan products and processes, and markets credit union real estate loan product line to new and existing members. Develops mortgage loan business through member seminars and calls on realtors, contractors, and other potential sources. Interviews applicants and requests specified information for loan application. Requests property appraisals, applicant credit reports, background checks, reference checks, and other information pertinent to loan applicant's evaluation. Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan or submits application to credit analyst for verification and recommendation. Corresponds with or interviews applicant or creditors to resolve questions regarding application information. Compiles loan package and facilitates negotiation with applicant according to establishment standards, such as fees, loan repayment options, and other credit terms. Required to accurately use multiple computer programs in completing work, including Mortgage Cadence, MS Word, MS Excel, MS Windows, HMDA Reporting, and other computer programs as required. Adheres to all internal policies and federal regulations regarding origination of mortgage loan and applicable deadlines. Identifies and analyzes potential loan markets to develop prospects for residential real estate loans. Advises loan manager of external factors that may affect establishment lending policies, such as new or revised legislation and regulations. Promotes and cross-sells other establishment products and services as appropriate to member requirements. Actively participates in scheduled call nights, call blocks, to conduct outbound calls to centers of influence, new members, and potential members. Actively participates in scheduled outside business activities to develop relationships with external partners a gain referrals. Completes regular educational and compliance courses to stay abreast of internal and industry changes. Develop an understanding of Credit Union philosophy, organization, bylaws, and operational procedures and comply with the requirements of the Bank Secrecy Act, AML, OFAC and all other applicable State and Federal Financial Institution Regulations. Education and/or Experience Bachelor's Degree preferred. Minimum two years residential lending experience. Thorough knowledge in loan origination and closing requirements for conventional, construction, and non-conforming portfolio loan programs.

Keywords: OneAZ Credit Union, Sun City , Mortgage Loan Officer - Prescott Valley, AZ, Other , Prescott Valley, Arizona

Click here to apply!

Didn't find what you're looking for? Search again!

I'm looking for
in category
within


Other Other Jobs


Shopper & Driver - Supermarket (Car Required)
Description: Earn money shopping and delivering groceries, giving customers more time to do what they love. Be Independent Schedule work around your own life. Have Fun Spend time shopping, exploring new things (more...)
Company: Instacart
Location: Maricopa
Posted on: 09/19/2019

Grocery Shopper (Car Required)
Description: Earn money shopping and delivering groceries, giving customers more time to do what they love. Be Independent Schedule work around your own life. Have Fun Spend time shopping, exploring new things (more...)
Company: Instacart
Location: Maricopa
Posted on: 09/19/2019

Indirect Fire Infantryman (11C)
Description: 11C Indirect Fire Infantryman Job ID: 1101940 Job Views: 185 Location: PRESCOTT, Arizona, United States ZIP Code: 86301 Job Category: Ground Forces Posted: 09.04.2019 Age Requirements: Must be (more...)
Company: Army National Guard
Location: Prescott
Posted on: 09/19/2019


Bid On Local Window Installing Jobs - Reach New Customers In Your Area
Description: Over 25 million homeowners have trusted HomeAdvisor 1800Contractor to help them find quality professionals with the expertise to turn their home improvement
Company: HomeAdvisor
Location: Prescott
Posted on: 09/19/2019

Assembler I - 1st Shift
Description: Description: GENERAL PURPOSE: To safely and efficiently fabricate and assemble precision-built windows and/or sliding glass doors and various sub-components within established quality standards. DUTIES (more...)
Company: MI Windows and Doors
Location: Prescott Valley
Posted on: 09/19/2019

Survey Crew Chief
Description: Wood, Patel Associates, Inc., the 1 ranked civil engineering firm in Arizona for 16 straight years and a 2019 Zweig Hot Firm, is looking for exceptional candidates to join our team.-- We offer the (more...)
Company: WOOD, PATEL & ASSOC INC
Location: Prescott
Posted on: 09/19/2019

Grocery Shopper team member (car required) - Maricopa
Description: Earn money shopping and delivering groceries, giving customers more time to do what they love. Be Independent Schedule work around your own life. Have Fun Spend time shopping, exploring new things (more...)
Company: Instacart
Location: Maricopa
Posted on: 09/19/2019

Bid On Local Siding Jobs - Reach New Customers In Your Area
Description: Over 25 million homeowners have trusted HomeAdvisor 1800Contractor to help them find quality professionals with the expertise to turn their home improvement
Company: HomeAdvisor
Location: Prescott
Posted on: 09/19/2019

Contact Center: Become a Customer Experience Rep - Phoenix - Maricopa
Description: Summary DISH is a Fortune 200 company with more than 15 billion in annual revenue that continues to redefine the communications industry. Our legacy is innovation and a willingness to challenge the (more...)
Company: DISH
Location: Maricopa
Posted on: 09/19/2019

Avionics Systems Engineer
Description: Avionics Systems Engineer 00SI8 Cobham is seeking an Avionics Systems Engineer that is a subject matter expert that drives changes and implements solutions as a participant on a multi-disciplined team. (more...)
Company: Cobham
Location: Prescott
Posted on: 09/19/2019

Log In or Create An Account

Get the latest Arizona jobs by following @recnetAZ on Twitter!

Sun City RSS job feeds